No Dog in This Fight

The conclusion that James Kunstler reaches at the end of his latest column is a great starting point for a realistic analysis of the flood of propaganda we are going to get on the subject of health insurance now that the Republicans’ Senate bill is public.

Here’s how Kunstler ended his article:

“Spare yourself the angst of even worrying about the outcome of the current healthcare debate. It’s not going to get “fixed.” The medical system as we know it is going to blow up, and soon, just like the pension systems across the country, and the treasuries of the fifty states themselves, and the rest of the Potemkin US economy.”

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Pre-Existing Condition

Recently, I got a message from moveon.org that tried to list some common “pre-existing conditions.” Here’s their list:

AIDS/HIV, acid reflux, acne, alcohol or drug abuse with recent treatment, Alzheimer’s/dementia, anorexia, anxiety, arthritis, asthma, bipolar disorder, breast cancer, bulimia, bypass surgery, C-section, celiac disease, cerebral palsy, cervical cancer, colon cancer, congestive heart failure, Crohn’s disease, depression, diabetes, epilepsy, heartburn, hemophilia, hepatitis, high cholesterol, hysterectomy, kidney disease/renal failure, kidney stones, leukemia, lung cancer, lupus, lyme disease, lymphoma, mental health issues, migraines, multiple sclerosis, muscular dystrophy, narcolepsy, obesity, obsessive-compulsive disorder, organ transplant, pacemaker, paralysis, paraplegia, Parkinson’s disease, pregnancy, rape, schizophrenia, seasonal affective disorder, seizures, sexual assault, “sexual deviation or disorder,” skin cancer, sleep apnea, stroke, ulcers … and that’s not all.

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Single Payer Health Care Will Raise Taxes – I Call Bullshizzle

One of the CONSTANT droning mantras of Big Pharma, Big Medicine et al is that we cannot afford to offer health insurance to everyone in the country because it will raise taxes through the roof and we will all suffer a huge economic battering.

First, let me remind you that EVERY SINGLE DEVELOPED NATION on this planet has some form of nationalized health care for its citizens. (Please read that sentence 2 or 3 times.) Secondly, let me remind you that the United States of American is THE ONLY DEVELOPED NATION on the planet wherein its citizens face bankruptcy from medical costs. (Repeat as needed.)

 

The lobbyists make sure that there is enough “It Will Raise Taxes” white noise generated to blanket the truth of the matter. Some studies indicate that putting single payer, universal health care in place in the US would SAVE money – one I read suggested a savings of 1.1 trillion over 10 years. Critics of Bernie Sander’s plan to expand Medicare for EVERYONE hollered very, very loud about a resultant tax increase.

You know what I say to that for Julie and I – BRING IT ON! I will gladly take the projected tax increase. You know why? Because it would save us a TON of money. Raise my taxes PLEASE – especially if it means we can eliminate our insurance premiums. Julie and I would end up with a bunch more money to invest or spend on our Grandkids if only such a nefarious plan was carried out. Before I show you the numbers, look at the rising price of insurance premiums, please.

ins-premiums

One important thing to look at besides the rocketing upward spiral of the premium cost is that it bears NO relationship to inflation and ignores wages to boot.

Anyway, Julie and I pay $973 a month for health care. That totals $11,676 a year. We are both 58 years old. Our plan is not a Golden Cadillac plan – no frills, lots of out of pocket expenses and co-pays. In fact, there is a $2,800 deductible FOR EACH OF US to meet. That means that if we both got sick in one year our out of pocket expenses would be a minimum of $17,296.00. Please read that paragraph again. We pay almost $12k a year for protection that really only kicks in after ANOTHER $5,600 is spent if we both have something happen. (Hmm, maybe that is why I am still paying $43 a month with a $1827 balance for my treatment in 2013…..)

Critics of the Sanders Medicare for All plan claimed it would cost us an additional $1,100 in taxes. They also said it would cost employers $3,350 more. Julie and I are self-employed so in the interest of fair play, I am willing to assume BOTH of those numbers are true – we would pay $4,450 MORE in taxes. PLEASE PLEASE PLEASE make this happen!

If that started in January, then next year Julie and I would have a MINIMUM of $7,226 dollars with which we could do anything we wanted. If it happened in a year when both of us got sick in some way, then we would have $12,826 MORE to spend.

I am not the best mathematician in Michigan, but 30 seconds with my calculator clearly indicates that a tax increase of $4,450 combined with a decrease in our insurance premium of at LEAST $11,676 puts us ahead of the game by $7,226.

Single Payer Health Insurance Will Raise My Taxes – WELL HURRY UP AND DO IT!!!!